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IDR Term Deposit |
IDR Term Deposit can be adjusted to your economic planning with specific tenor.
Advantages | ||
- | Competitive interest rate | |
- | Principal deposit will automatically be renewed upon maturity | |
- | Can be used as loan collateral at Bank Bumi Arta | |
- | Available with a choice of periods of 1, 3, 6, or 12 months | |
- | Payment of interest is paid at maturity, with methods that can be chosen by the Customer : | |
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Facilities | ||
- | Receive a Deposit Slip as proof of saving | |
- | Receive advise as proof of valid ARO deposit extension | |
There are two types of extensions : a. Normal Term Deposit (Non-ARO) |
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Term Deposit that matures at the end of the agreed period of time | ||
b. Automated Roll Over (ARO) Term Deposit | ||
Deposit will automatically extend for the same period of time without notice to the depositor and the interest will increase the nominal principal at each extension | ||
Requirements | ||
1. | Minimum Deposit of IDR 8,000,000,- | |
2. | Deposit slip is non-transferable | |
Terms and Condition | ||
1. | If the cashing happens before the due date, the account will be charge with a fee equals to the starting balance. The exception is if the due date is on public holiday, therefore the cashing can be done at the next work day. | |
2. | There will be fluctuation in Interest Rate according to the market rate. | |
3. | Please store the deposit slip in a safe place to prevent problem at the due date. | |
Required Documents | ||
1. |
Fill in and Sign : - Customer Data Form - Application Form of Account Opening - General requirements of Opening an Account - Card Sample of Signature |
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2. |
Individual (citizen or foreigners) - Identity card (ID cards, driver's license, passport, Temporary Living Permit (KIMS), Temporary Stay Permit (KITAS)) |
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3. | Company - Deed of Establishment and the amendments - NPWP, SIUP and TDP - Identity Card of the company manager |
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4. | Join Account - Identity card of each account owner |
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